Claudia Paramo
Success Begins with a Single Choice
I have been serving individuals and families in the Southern California market for almost 20 years. As a Home Loan Consultant, it has been and continues to be, my honor and privilege to provide exceptional service to my customers in securing a home loan which will fulfill their homeownership dreams and help them reach their financial goals. I will always go the extra mile for my customers!
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claudia.paramo@dignifiedhomeloans.com
Phone: (805) 637-5830
NMLS #304920
FHA
LOANS
The FHA loan is designed to help low to moderate income families attain homeownership. They are particularly popular with first time homebuyers. If you have a credit score of at least 580, you can borrow up to 96.5% of the value of a home with an FHA loan. That means the required down payment is only 3.5%.
CONVENTIONAL
LOANS
“Conventional” just means that the loan is not part of a specific government program. Some conventional loans can have down payments as low as 5%.
VA
LOANS
The VA loan is a 0% down mortgage option available to Veterans, Service Members, and select military spouses. This historic program has guaranteed more than 25 million VA loans.
Dignified Home Loans was referred to me by my Realtor. I met with Claudia, a loan officer for Dignified. Claudia beat all other offers from lenders and made the transaction as [easy] as she could. She was very upfront about numbers and when it was time to close on the home nothing changed, and all was as we had spoken in regards to interest rates. I do recommend using Dignified Home Loans, and Claudia for anyone interested in purchasing a home.
Freddy C.
Claudia and the team [were] the most efficient professionals I have ever worked with. We were treated with respect [during] our refinance. We recommend Claudia for home loans of all types, new homeowner to refinancing. It was the smoothest loan process we have ever had. Thank you Claudia and team for all your hard work.
Mimi H.
Very quick, professional, stress less refi. Highly recommend the staff of professionals Dignified Home Loans. Couldn't be any happier with such a smooth and easy refinance. Thank you Dignified.
Salvador O.
Check Out Claudia On Zillow
Loan Programs
JUMBO
LOANS
For loan amounts above the county loan limit, we offer Jumbo loans for homes with high property values. Different counties have different loan limits, so check with your local officer to see if your loan counts as a jumbo loan.
REVERSE
MORTGAGE
LOANS
If you are 62 or older, you can leverage your home equity to fund retirement expenses. Proceeds are paid to the homeowner tax- free and do not affect social security benefits. The loan proceeds can be used for any purposes you choose - or you can keep them to allow for quick access in the event of a future need or emergency. Reverse loans can serve as an excellent financial planning tool for your future.
PURCHASE
REFINANCE &
INVESTMENT LOANS
All of our loan types are meant to help you take the next step in your homeownership journey. We deliver personalized guidance and expert advice whether it's your first home or your next.
Contact Us
Let's get in touch! I am here to help answer any questions you may have about the mortgage process.